Home repair is the maintenance of a house, including both inside and outside repairs. This often requires both DIY skills and professional expertise; some projects may be straightforward with just some tools and some knowledge; whereas others are complex and time-consuming to complete or necessitate hiring an expert handyperson, property manager or contractor/builder.
Termites, water damage, mold and a broken window are all common repairs you’ll have to contend with in your own home. Unfortunately, many of these issues can be an enormous hassle to resolve.
Mold and Mildew can quickly take over your home, creating health issues if left unchecked. While using a mold removal product, hot soapy water, or bleach mixture may help get rid of it, the most efficient method is hiring an expert for the job.
Home repairs can be expensive, but there are ways to cut costs. The first step is making sure you make the most out of your budget by applying The Square Foot Rule and 10% Rule as guidelines for setting aside money for repair needs.
For a home of 2,500 square feet, you should allocate approximately $2,500 towards repair expenses. To calculate this figure, divide your annual mortgage payment, prorated taxes and insurance by the square footage of the house.
Once you have this figure, you can begin to build a savings fund for future home repair expenses. Doing this is an effective way to guarantee you have a safety net in case a major repair job doesn’t go as planned and ends up costing more than anticipated.
Consider purchasing a home repair policy to supplement your current homeowners insurance policy and cover any gaps. Home repair insurance typically provides coverage for items not typically included in standard policies, such as appliances and electrical systems.
According to your level of coverage, home repair insurance can range in cost from $300 to $600 annually. There is a wide range of companies available so that you can find one that meets your requirements.
Another option is to sign up for a home repair service through your utility provider. Duquesne Light customers have the option to join an affordable repair plan that covers unexpected damages like faulty wiring and electrical meter replacements; this plan can be added onto your monthly electric bill.
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If your home is older, regular maintenance repairs are essential to avoid costly and unpleasant issues in the future like mold, termites and rot.
Professional home repair services can be costly, but the investment pays off in the long run by protecting your property and avoiding costly mistakes. There is a wide range of services available – from plumbing to roofing to siding – so there’s something for everyone when it comes to professional home repair needs.
